* There will be a minimum initial deposit of $1,500 and to earn the Annual Percentage Yield (APY) disclosed. The Certificate of Deposit (CD) will compound daily and credit interest back to the CD at the end of each calendar quarter. An Annual Percentage Yield of 1.43962% for the 35-Month CD Special is effective July 8, 2015 with a renewal to a 36-Month term. An Annual Percentage Yield of 2.07831% for the 59-Month Bump-Up CD Special is effective July 8, 2015 with a renewal to a 60-Month term. There may be a six month loss of interest penalty for any early withdrawal. For accounts opened online interest will begin accruing no later than the business day the bank receives credit for the deposit which may not be the same day the account is opened. The 59-Month Bump-Up Special allows a one-time rate and Annual Percentage Yield increase to the 60-Month rate and Annual Percentage Yield being offered at the time the option is exercised. The “bumped” rate will remain in effect for the remainder of the original term. You must contact the bank to activate the “bump” rate option. Maximum investment of $100,000.00 per account and is available for personal use only. This offer is not intended for municipal or corporate investments.